Luxury Lending. No fluff. Just Results
Supreme Lending 30 A specializes in helping people finance luxury homes along Florida’s beautiful 30A. Whether you’ve got your eye on a beachfront getaway in Seaside or a stunning new build in Rosemary Beach, I’m here to make the loan process smooth, simple, and stress-free. With personalized options and expert guidance, I’ll help you get the keys to your perfect coastal escape.
Helpful local sites
Explore 30A by Town
High demand, family-friendly, flexible zoning
Classic charm, strong vacation rental market
Architectural beauty + premium pricing
Luxury Home Loan Products
Let’s see which loan works for
your short-term goals
Jumbo Loans
When you’re buying big — think luxury, second row, or full Gulf-front — you need financing that fits the property and the buyer. Jumbo loans give you room to move without draining your portfolio.
What to know:
• Built for high-value primary, vacation, or second homes
• Fixed or adjustable terms — your strategy, your call
• Interest-Only options for borrowers who prefer to have more cash-flow
• Competitive options
• Terms that respect the scale of your purchase
• Loan limits begin at $806,500 – up to $3M
Second Homes
The 30A escape… on your terms.
Whether it’s your beach getaway or part of your future retirement plan, second homes come with their own set of rules — and a serious upside. Enjoy it when you’re there, and rent it out when you’re not to turn it into an income-generating property.
Why it works:
- Have others pay for your equity
- Rent it out while you’re not there’
- Designed for exclusive-use properties only
- Our Most Popular Option
Investment Properties
30a real estate isn’t a trend – it’s a strategy
Your investment property should work as hard as you do. Whether you’re growing your portfolio or turning a passion project into profit, I’ll help you choose the right loan — not just a generic option.
This is for you if:
• You want income-producing real estate
• You want tailored loan guidance, not guesswork
DSCR
Let the home qualify for the loan, not you
The DSCR (Debt Service Coverage Ratio) loan is built for investors who want to qualify based on rental income — not tax returns. No job history required. No nonsense. Just a smart way to let the property qualify for itself.
Who this fits:
- #1 loan on 30A
- Down payments are variable depending on cash flow of property
- We allow you to close in an LLC
- No income or job history required